You don't have money to purchase Adobe Photoshop , you don't like Gimp , because it's interface sux , therefore I suggest you use the best online flash based image editor software. The online editor offers you almost everything that a commercial photo editor can offer , except the "layer effects" and a couple of minor things that are missing. Everything else is possible , from text effects to photo retouch , burn , gradient , and many more.

Have fun with this fine online software here : http://pixlr.com